The CASH Coach program can help you learn to master your finances! Our volunteer CASH coaches will work one-on-one with you to help you achieve your goals. Coaches provide FREE support regarding your unique financial situation. They can help you learn money management skills such as: starting and maintaining a budget, debt management, saving toward a goal, establishing credit, or credit repair. Call Monica at 410-234-2803 for more information today!

 

One volunteer named Janetta served as a CASH coach last year and had a wonderful experience with her client.  She went above and beyond with her time and dedication to her client.  Here is her story:
 
"Volunteering as a Cash Coach is by far one of the best experiences I have ever encountered.  My initial thought was to help the participant get her credit score and formulate a budget.  However, she wanted to know everything about credit, bill paying, and payroll taxes.  Through a series of questions and answers, we came to the realization that every facet of life is linked to finances.
 
As a low wage earner with no high school diploma, the participant realized that a lack of information is why she had financial problems.  The first thing she realized is that getting a GED would make her more marketable and allow her an opportunity to get the promotion she wanted.  We scheduled a GED test and got her accepted into a local program.  Next, we discovered how eating out is costly.  The participant and I purchased a spiral notebook and she wrote down every penny spent for an entire month.  After seeing on paper how much money was spent on fast food, she started arranging for her brother to take her to a better grocery store and Sam's Club once a month.  These choices offer better savings. Then the participant and I wrote letters to her creditors requesting settlement amounts and payment arrangements.  Over a six month period, more than a third of the participant's debt was negotiated and resolved.  Finally, we opened a savings account.  By Christmas, the participant managed to save several hundred dollars, which was something she said she had never done before." 

Baltimore CASH thanks Janetta and the other CASH Coaches for their time and dedication!